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IBPS Clerk Mains Exam
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Banking
43 followers study24x7 20 May 2020 10:04 PM study24x7 study24x7

The share of State Govt in the capital of Regional Rural Bank is –

A

50%

B

35%

C

25%

D

15%

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43 followers study24x7 20 May 2020 10:03 PM study24x7 study24x7

ATMs that are owned and managed by non-banking entities are known as -

A

Red Label ATMs

B

White Label ATMs

C

Green Label ATMs

D

Blue Label ATMs

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43 followers study24x7 20 May 2020 10:02 PM study24x7 study24x7

With which of the following is SARFAESI Act 2002 related?

A

Recovery of bad loans

B

Regulation of Foreign Exchange

C

Fixation of interest rates

D

Acquisition of small banks

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43 followers study24x7 20 May 2020 10:01 PM study24x7 study24x7

Which of the following is not the function of the Reserve Bank of India ?

A

Acting as banker to the Government

B

Keeping of Foreign Exchange Reserve

C

Issuing of one rupee notes and coins

D

Regulating credit in the country

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43 followers study24x7 20 May 2020 10:00 PM study24x7 study24x7

Regional Rural Banks were established in the year –

A

1969

B

1972

C

1973

D

1975

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43 followers study24x7 20 May 2020 09:59 PM study24x7 study24x7

Which of the following is the apex institution which handles refinance for agriculture and rural development in India?

A

RBI

B

SIDBI

C

NABARD

D

SEBI

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43 followers study24x7 20 May 2020 09:55 PM study24x7 study24x7

Expand the term LIBOR as used in financial banking sectors?

A

Local Indian Bank Offered Rate

B

London-India Bureau Of Regulations

C

Liberal International Bank Official Ratio

D

London Inter Bank Offered Rate

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43 followers study24x7 19 May 2020 09:32 PM study24x7 study24x7

What does M in M-Banking Facility being offered by banks to their customers, stand for?

A

Money

B

Marginal

C

Message

D

Mobile Phone

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43 followers study24x7 19 May 2020 09:30 PM study24x7 study24x7

Bank rate is decided by which of the following?

A

Reserve Bank of India

B

Government Of India

C

State Bank of India

D

Securities and Exchange Board of India

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43 followers study24x7 19 May 2020 09:29 PM study24x7 study24x7

Expand the term EMI as used in banking/finance sector?

A

Easy Monthly Instalment

B

Equal Monthly Investment

C

Equated Monthly Instalment

D

Equated Mortgage Investment

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43 followers study24x7 19 May 2020 09:28 PM study24x7 study24x7

Which of the following terms is used in banking field?

A

Interest rate swap

B

Input devices

C

Sedimentary

D

Zero Hour

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43 followers study24x7 19 May 2020 09:27 PM study24x7 study24x7

What are teaser loan rates charged by banks?

A

Rate of interest which is competitively changed in relation to other banks

B

Floating rate of interest charged by banks

C

Low rate of interest in the initial period which goes up subsequently

D

Higher rate of interest in the initial period which goes down subsequently

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43 followers study24x7 19 May 2020 09:25 PM study24x7 study24x7

Which of the following rates are reviewed by the RBI at the time of periodical review of the policy?1.Bank rate2.Repo rate3.Savings bank rate

A

Only 1

B

Only 2

C

Both 1 and 2

D

All the three

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43 followers study24x7 19 May 2020 09:23 PM study24x7 study24x7

After State Bank of India, which of the following banks has the largest number of offices?

A

Punjab National Bank

B

Bank of India

C

Andhra Bank

D

Canara Bank

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43 followers study24x7 19 May 2020 09:22 PM study24x7 study24x7

 Which of the following banks was inaugurated by Mahatma Gandhi in 1919?

A

Bank of Maharashtra

B

Bank of Baroda

C

State Bank of Saurashtra

D

Union Bank of India

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43 followers study24x7 19 May 2020 09:21 PM study24x7 study24x7

The only merger of two public sector banks took place between -

A

Bank of India and New Bank of India

B

Punjab National Bank and New Bank of India

C

Allahabad Bank and United Bank of India

D

Punjab National Bank and Bank of Rajasthan

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43 followers study24x7 19 May 2020 09:20 PM study24x7 study24x7

Which of the following public sector banks has the largest number of branches in foreign countries?

A

Bank of India

B

Bank of Baroda

C

Punjab National Bank

D

Corporation Bank

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